mortgage brokers in melbourne, victoria (5)

20+ Best Mortgage Brokers in Melbourne [2022]

Melbourne mortgage brokers can assist you in finding the best house loan for your circumstances. They can also assist you in obtaining the best mortgage rate, whether you are purchasing a property or refinancing. It's critical to choose the appropriate broker, so do your homework and ask around for referrals. Once you've found a broker you can trust, keep them informed about any changes in your financial status. It's worth taking advantage of mortgage brokers' services because they can save you time and money.

They can assist you with reducing your tax liability, making prudent financial investments, and much more. So, if you need financial advice, take a look at our list of the best financial planners and advisors in your area. You will not be sorry.

Ultimate List Of Best Mortgage Brokers Melbourne

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    EWM Accountants & Business Advisors - Mortgage Broker Melbourne

    ewm accountants & business advisors

    03 9568 5444

    About EWM Accountants & Business Advisors - Mortgage Brokers

    Chartered Accountants at EWM Accountants and Business Advisors assist small businesses with their accounting, bookkeeping, and taxation needs. We have been assisting small businesses for over 30 years and specialise in the construction, investment, medical, dentistry, and manufacturing industries. The firm is made up of a group of skilled accountants who provide a lot of knowledge to assist us achieve our mission. It is based in Oakleigh in Melbourne.

    Our Vision

    To be the only accounting and taxes small company advising firm, we must assist our customers in recognising and shaping their future potential.

    Our Mission

    To assist families in transforming their businesses into new age firms that will thrive in the next decade and beyond. Every day, we help our clients on their route to success – they choose their own path, and we help them along the way. Our clients define success for themselves, and we accompany them on their path and take great pride in their accomplishments.

    Our Services

    Business Accounting Services

    • Melbourne Business Accounting Services - We put a strong emphasis on growing our clients' businesses and profits, as well as managing the rigors requirements of complicated compliance and regulation. Our staff of highly certified accountants, bookkeepers, and financial strategists is fully trained and experienced in implementing best practise financial management standards in Melbourne to support your accounting and processing needs. Our streamlined regulations and procedures make it simple to outsource your finance function while also providing important experience to your team and company.

    Taxation Services

    EWM Accountants will assist you in achieving your objectives. Offering the finest in tax administration and management necessitates flexibility, cost-effectiveness, consistency across the board, and, most significantly, the ability to comprehend your own or your company's unique needs. EWM Accountants & Business Advisors' tailored tax solutions allow you to be flexible, adapt, and make changes when and how you need to, ensuring you get the most out of your cash flow.

    Our Taxation Services

    • Income Tax Advisory
    • Salary Packaging
    • Payroll Tax
    • Capital Gains Tax
    • GST
    • Managing Tax Risk
    • Tax Planning
    • Structuring
    • Fringe Benefit Tax

    It is possible to make valid, legal decisions that have a considerable influence on the tax you pay, depending on your circumstances. To begin, make sure you're claiming all of the tax breaks you're entitled to.

    Morgan Brooks Mortgage Broker Melbourne

    morgan brooks mortgage brokers

    1800 801 999

    About Morgan Brooks Mortgage Brokers

    Morgan & Brooks provides a wide selection of affordable loans for residential and commercial mortgages, business and construction loans, development capital, and asset and equipment financing. Individuals, businesses, and trusts are all served by us. Whether you're employed or self-employed, we'll work with you to discover the best solution for your situation, which may or may not match the requirements of traditional lenders.

    We believe that the finest counsel comes from those who are familiar with your lifestyle, goals, and aspirations. We can assist you find the proper lender in today's regulated lending market by matching your circumstances and aspirations with one of our 30 possible lenders. Knowing the lender's appetite is typically the deciding factor. Since 1993, Morgan Brooks has offered competitive loan options to Australian people in all states and territories. Members of the Australian Mortgage and Finance Association and the Victorian Chamber of Commerce We've been in the mortgage business for almost 45 years. It's impossible to purchase or fake. It solves problems faster, makes strategy development easier, and always saves time and money. Morgan Brooks provides a unique, professional, and obligation-free service. We thoroughly review and evaluate your application and ensure that your loan is settled promptly. Unlike other financing brokers, we will help you with any post-closing questions you may have for the duration of the loan. We take care of your mortgage.

    Our Services

    Services For Household Loans

    Morgan Brooks offers a variety of home loan services to meet your needs, from investors looking to buy their next investment property to people looking to buy and live in their next home with a fixed or variable rate loan.

    Services For Construction Loans

    Morgan Brooks can provide a variety of financial services to guarantee you get the correct loan for your next residential or commercial building project.

    Services For Lo Doc Loans

    Morgan Brooks can assist with wide access to a range of lending services for people that require Alt Doc loans when traditional lenders fail to grasp your business and your funding requirements.

    Astute Financial Mortgage Broker Melbourne

    astute financial melbourne management

    03 9820 0451

    About Astute Financial Melbourne Management

    Since 2001, Astute Melbourne City South has provided full-service finance, insurance, and wealth management. We cut through the jargon to offer you basic, straightforward financial solutions that are tailored to your specific needs. Which makes all the difference when it comes to your financial security. Astute was one of the first companies to offer a completely integrated financial services business model, allowing users to connect with experts in finance, insurance, and wealth management. This diversification allows us to offer easy, clear solutions at every level of your financial journey while maintaining all of your financial demands in one place.

    What Do We Do?

    • All of our brokers have Finance and Mortgage Broking Management diplomas.
    • All of the big banks and lenders have given us their approval (over 25 lenders)
    • We are all fully qualified members of the "Australian Mortgage and Finance Association."
    • We are proactive, which means we are committed to providing outstanding service and ensuring that everything runs smoothly and on time.

    We work with your real estate agent, solicitor, valuer, and anyone else engaged as a team.

    Information On Our Financial Advisers

    • Alliance Wealth Pty Ltd has authorised authorised agents of Astute Melbourne City South* to provide financial advice in the following areas:
    • Savings and Money Management Tips
    • Risk Management for Individuals and Businesses
    • Management of Debt (Personal and Investment)
    • Advice on Investing
    • Advice on Superannuation
    • Retirement Suggestions

    What We Offer?


    Whether you're looking to buy your first house, refinance, or invest, Astute can help. Property, Personal, Vehicle, Lifestyle, Business, and Astute Simplicity Loans are just a few of the financial solutions we provide.


    Astute can refer you to an expert who is knowledgeable about the various insurance alternatives available on the market from well-known companies. Home, contents, and vehicle insurance, as well as all sorts of business insurance, income protection, life insurance, and personal protection, are among the insurance products we offer.


    A Financial Adviser can assist you in setting yourself up for success, whether you're interested in budgeting and savings, super and investing, insurance, or planning for life after work. Debt Reduction, Estate Planning, Financial Planning, Self-Managed Super Funds, Superannuation, and Wealth Protection are just a few of the wealth items we offer.

    Key Choice Group Mortgage Broker Melbourne

    key choice group mortgage broker

    (03) 4329 0901

    About Key Choice Group Mortgage Broker

    We assist ambitious, hardworking Australians in navigating the financial jungle and negotiating better terms with banks. Whether you want to invest in your business, buy your forever home, or expand your real estate portfolio, we're here to help. We serve customers from all across Melbourne and beyond from our beautiful Mornington Peninsula location.

    Innovative Financial Strategies

    There's more to a loan than just the interest rate. Our customised solutions are designed to help you achieve your long-term investing goals. We also assist in removing the tension from the procedure so you can focus on more essential matters.

    For A More Fulfilling Life And Career

    Wealth production is not limited to the wealthy. We work with ambitious people who want to grow their property holdings or invest in their businesses in order to assure a brighter future.

    Our Services

    Invest In My Company.

    Making the decision to invest in your company requires a solid strategy and competent advice.

    • analysing your p&l and making strategic recommendations
    • increasing your borrowing capacity and improving your credit score
    • negotiating favourable arrangements with lenders

    Purchase A House

    We can help you use your hard-earned equity to acquire your next property, whether it's a fixer-upper or your ultimate dream home.

    • taking advantage of your equity and payment history
    • looking for an exceptional solution on the market
    • negotiating with the lender for a better outcome

    Loan Refinancing

    The loan package that was great for you five years ago may no longer be the best alternative for you. Taking use of our up-to-date financial expertise makes sense.

    • examining the current debt structure
    • getting a better deal from your present lender
    • obtaining competitive offers from different lenders

    Invest In Real Estate

    If you have the right framework in place to maximise negative gearing benefits, investing in property can help you achieve financial independence.

    • creating a strong loan application
    • increasing cash flow and borrowing power
    • choosing the correct loan structure for you

    Picket Fence Mortgage Broker Melbourne

    picket fence mortgage finance

    03 9696 3007

    About Picket Fence Mortgage Finance

    Picket Fence Finance was founded in 2011 by Cameron Stillman and David Kearns, who had a vision to channel their decade of successful mortgage broking experience into a company that offered clients long-term financial outcomes underpinned by first-class service tailored to individual needs and expectations. It didn't take long to gather a cohesive team of like-minded individuals, thanks to an industry-wide reputation for ethical and professional conduct and a clientele founded on repeat business and referrals. Picket Fence Finance now employs a diverse group of competent individuals who share their passion, beliefs, and overall corporate culture. Picket Fence Finance has been synonymous with mortgages in Melbourne's Bayside and South-eastern neighbourhoods thanks to our personalised service and exceptional product knowledge.

    With accolades and recognition from banking and industry factions such as 'Platinum Broker Westpac 2014,' 'Editor's Choice Winner 2014,' 'Victorian Broker of the Year Bankwest 2014,' and 'Premium Broker ANZ 2016,' the multi award-winning partnership of Stillman and Kearns is dedicated to maintaining Picket Fence Finance's strength and stability in a fast-paced, ever-changing industry. Picket Fence Finance, which provides a suite of services to manage the lifespan of a mortgage, has access to over twenty major mortgage lenders, with several of them giving them privileged access to a range of additional products and services not available to the general public.

    Picket Fence Finance's team uses its up-to-date product knowledge and skills to review and assess client circumstances on a case-by-case basis, focusing solely on mortgages and putting an emphasis on their clients' long-term financial needs. They take the time to get to know their clients' unique needs and goals in order to match them with the best mortgage.

    However, this is only the beginning of our assistance. Picket Fence Finance views our customer relationships as long-term partnerships, determined to raise the standard of client expectations and counter the stereotype created by'slam dunk' style outfits. Our differentiator is our motto: "The grass is greener on the other side of the fence." A client of Picket Fence Finance can expect:

    • A higher degree of personalised service that includes a Customer Loyalty Program and other perks.
    • Regular loan evaluations, emphasising opportunities to save money on interest.
    • Access to partnered services, such as conveyancing services, that have been hand-picked for their location and customer compatibility.
    • Knowledge, advice, and service from a knowledgeable team dedicated to continual product training and professional development in order to stay current with industry trends and changes.
    • Confidence in working with a transparent organisation that follows industry best practises and is committed to putting our customers first at all times.
    • To be associated with a company that is represented by the Mortgage & Finance Association of Australia, a premier national group that provides services to professional finance brokers (MFAA).

    Picket Fence Finance has its sights set on the future. We want to be one of Melbourne's most respected mortgage brokers, not just for our ability to find the best mortgage for our clients, but also for our charitable activities.

    What We Offer?

    Mortgage With A Basic Variable Rate

    A no-frills mortgage with a cheaper rate, as the name implies, which usually means fewer features and less flexibility.

    Mortgage With A Standard Variable Rate

    This is the most typical mortgage, and it comes with the lender's regular quoted rate. This may alter over time as financial markets and interest rates shift, affecting the amount of your monthly mortgage payments. An offset account, a redraw facility, or a waived or reduced application fee may be available with this mortgage.

    Mortgages With Fixed Rates

    Many lenders may allow you to lock in your mortgage rate for a period of one to five years. If you believe interest rates will rise, you can protect yourself by ensuring that your repayments do not increase during the time period you specify.

    Mortgage With Two Rates

    A variable and fixed rate combination. The fixed rate is for a set length of time.

    An Interest-Only Loan

    You just pay the interest on the amount borrowed, usually for a period of one to five years. This type of mortgage is used by investors who expect capital growth when a property is sold to pay off the principal.

    Mortgage For Beginners

    This mortgage, sometimes referred to as a "honeymoon" rate, is geared specifically at first-time home buyers and gives a low, discounted rate for an initial "honeymoon" period – usually 6 to 12 months – before reverting to the lender's ordinary variable rate.

    Mortgage With A Credit Line

    This type of loan, also known as an equity loan, allows you to access the equity in your home by using it as collateral for the loan. You can normally draw down all or part of your credit limit on a come-and-go basis, with interest calculated only on the amount borrowed.

    A Low-Doc Loan

    Designed for self-employed individuals, and so named because the lender waives part of the proof-of-income paperwork that are generally required to apply. Typically, a rate higher than the standard variable rate is charged. These loans are no longer as common as they once were.

    Benevolence Financial Group Melbourne

    benevolence financial group melbourne

    1800 975 054

    About Benevolence Financial Group Melbourne

    We observed the effects and discoveries of the Royal Banking Commission while working in banking. Benevolence Financial Group was formed with the sole purpose of "What if the most mistrusted industry become the leading force for sustainable change in the world?" with a strong sense of responsibility and desire to make the world a better place. Benevolence Financial Group is Sydney's first and only social enterprise mortgage brokerage firm, specialising in house loans with a mission, with 50 percent of revenues going towards building affordable housing for low-income families. We call it a house for home because when you receive a mortgage, another family builds a home. Our goal is to assist 1% of Australian homebuyers by 2030, which corresponds to approximately 60,000 families entering the housing market and more than $50 million in donations over the next ten years. That equates to hundreds of families in Australia or sixteen thousand in Asia Pacific (each house costs $3,000 in Asia Pacific).

    Our Service

    We witnessed the Royal Banking Commission's effects and discoveries as bankers. Benevolence Financial Group was formed with the sole purpose of "What if the most mistrusted industry became the leading driver for sustainable change in the world?" Benevolence Financial Group was founded with a profound feeling of responsibility and a desire to make the world a better place. Benevolence Financial Group is Sydney's first and only social enterprise mortgage brokerage firm, specialising in house loans with a purpose, with 50% of revenues going to help families in need. When you receive a home loan, another family builds a home for you. Our goal is to assist 1% of Australian homebuyers by 2030, which would result in over 60,000 families entering the housing market and more than $50 million in donations over the next ten years. This equates to hundreds of households in Australia or sixteen thousand in Asia Pacific (houses in Asia Pacific cost $3,000 each).

    Yellow Brick Road Mortgage Broker Melbourne

    yellow brick road mortgage melbourne

    1800 927 927

    About Yellow Brick Road Mortgage Melbourne

    Yellow Brick Road was founded to assist ordinary Australians in using property purchases to build wealth. I intended to combine a variety of mortgage products and services into one company. Yellow Brick Road can help you reach your property goals, from a first home to an investment property to support you in retirement – and anything in between. Our nationwide branch network in Australian suburbs and towns where people live and work is the most significant component of the Yellow Brick Road tale. By bringing varied services together in one location, we are committed to putting clients at the centre of our business. As part of this business model, we provide our customers with access to home loan professionals they can trust and rely on throughout their house buying process: our experienced mortgage brokers.

    Our Services

    We collaborate with you to make your home loan process as simple as possible. We recognise that each borrower is distinct. We are confident in our ability to find you a solution, whether you have great credit and are seeking the best rate, are a small company owner, or have a less-than-ideal credit score. We take the time to learn about your unique difficulties and objectives in order to discover the appropriate home loan for your needs.

    Important Choices Variable rate offered for owner-occupied loans up to a 65 percent LVR, PAYG applicants only, loan sizes $250,000 – $750,000. The comparison rate is based on a $150,000 loan with a 25-year duration. WARNING: This comparative rate only applies to the samples provided and may not apply to other fees and levies. A different comparison rate could come from differing terms, fees, or borrowing amounts. Information and interest rates are current as of 08/02/21 and are subject to change for new customers only. Terms and restrictions apply, as well as taxes, levies, and credit criteria. Yellow Brick Road Finance Pty. Limited ACN 128 708 109 Australian Credit Licence 393195 provides this information, which does not take your personal objectives, financial condition, or needs into account. Consider if it is suitable in light of these factors before taking action. The pricing listed above are subject to change. Fees and charges must be paid. Your local branch can provide you with the terms and conditions.

    RateOne Mortgage Broker Melbourne

    rateone mortgage brokers melbourne

    1300 788 364

    About RateOne Mortgage Brokers Melbourne

    RateOne Financial Services is a full-service financial services firm specialising in mortgage broking, financial planning, and asset finance. Our mission is to provide new and existing clients with an innovative and long-lasting financial service relationship focused on the development and protection of their most significant assets: family lifestyle and wealth. Our knowledgeable team at RateOne focuses on empowering and educating our clients so that they may take charge of their financial destiny. We're here to make your RateOne experience beneficial, whether you're thinking about refinancing your existing loan, buying a new home, or need financial planning or risk insurance assistance.

    What We Offer?


    Because lender regulations, products, and pricing can change on a weekly basis, getting the appropriate counsel for your first house is just as critical as it is for your tenth. When you first bought, your current lender most likely checked all of the necessary boxes. A evaluation of your situation before making any new purchase is a good and reasonable line of action to more precisely account for your current financial circumstances. We'll examine your existing needs and present the finest alternatives accessible to you, whether you're a first-time home buyer, upgrading to a new house, expanding your property investment portfolio, or preparing to build your property.

    Personal Budgeting

    With a personal loan, you can get there faster. An extra financial boost can help you achieve your goals or make exciting life changes.


    Although a home loan is often a long-term investment, refinancing your mortgage may make sense in certain circumstances. Refinancing is taking out a new loan and utilising the proceeds to pay down your old one. During the refinancing process, your broker will examine your other debts to see if consolidating your more expensive loans into the home loan may be helpful. This can help you save money and make large financial benefits over time. A reverse mortgage is another type of refinancing; this financial product allows you to borrow money using the equity in your property as collateral. The loan can come in the form of a flat sum, an income stream, a line of credit, or a mix of these. Interest is levied in the same way as any other loan, but you normally do not have to make payments while you are still living in your home.

    Frequently Asked Questions About Mortgage Broker

    Mortgage lenders or banks set their own commission rates, which might range from something like 0.6% to as high as 1.5% of the loan amount. Some of the banks offering a lower upfront commission may boost this with an ongoing reward of around 0.2% for each year you keep the same mortgage.

    You can always do it yourself, And even before you think about going to see a broker, it's worth giving your current a lender a call to see if you can get a better deal. It doesn't cost anything, and it can save you money. And if you do choose to use a broker later, it sets a higher target for them to beat.

    Yes, you can switch mortgage brokers. However, unless you feel that a mortgage broker is really not working in your best interests, you may want to think twice about changing brokers during the application process.

    Having multiple offers in hand provides leverage when negotiating with individual lenders. However, applying with too many lenders may result in score-lowering credit inquiries, and it can trigger a deluge of unwanted calls and solicitations.

    It takes between 4 and 8 weeks from acceptance of an offer, to get a formal mortgage offer. Ideally, you will already have chosen a mortgage lender. Better still, you will have asked the lender for a Decision in Principle (DIP).

    iFinance Mortgage Broker Melbourne

    ifinance mortgage brokers melbourne

    0423 776 233

    About iFinance Mortgage Brokers Melbourne

    We at iFinance aim for quality in everything we do, and we look forwards to assisting you in achieving financial independence. We think that loan products should be simple to comprehend, straightforward to obtain, and provide you with peace of mind. Consider your broker to be a professional resource similar to your accountant, financial planner, or lawyer. We are in the business of establishing long-term relationships with our clients, and we always consider your interests first, not the bank's.

    Throughout your purchasing process, we will work with you and your service providers (real estate agent, conveyancer, and lender) to ensure that you get the financing that best meets your circumstances and needs. When you call iFinance, you will speak with a live person, not an automated system, and we will walk you through the entire loan procedure. To get started, please contact the office.

    Why Select Us?

    Whether you're a first-time home buyer or a seasoned investor, we're dedicated to finding the best house loan for you. We will give you with customer care that you will cherish for the life of your loan, in addition to low interest rates, limitless extra deposits, and redraw options. iFinance is dedicated to our customers. What sets us apart from other loan providers is our industry-leading customer service.

    • Not for the banks, but for you
    • We're here to listen and assist you.
    • Proven outcomes
    • Every time, the right answer
    • Providing loans that are tailored to your specific financial requirements
    • Dedicated to ensuring a smooth application process
    • We've come to talk to you.
    • Where other providers have failed to find a solution

    We have a dedicated team on staff who are eager to assist you. When you phone our team, you will speak with a live person. A friendly staff member will answer your questions, and our team will walk you through the loan application procedure. Furthermore, our crew is properly qualified and compliant. You may be assured that you are in good hands, and we will discover the best financing for you.

    What We Offer?

    There are several loan options available; it is critical that you choose one that best meets your demands and is serviceable. We take pleasure in having your loans cleared quickly! We have a lot of experience with everything related to loans, including:

    Household Loan

    A home buyer can seek financing (a loan) from a financial institution to purchase or secure against the property through a mortgage broker (which is what we do!). The size of the loan, its maturity, the interest rate, the manner of repayment, and other parameters of mortgage loans can all vary significantly. To decide the loan that is perfect for you, it is always advisable to speak with a mortgage broker.

    Buying Your First Home

    A home buyer can seek financing (a loan) from a financial institution to purchase or secure against the property through a mortgage broker (which is what we do!). The size of the loan, its maturity, the interest rate, the manner of repayment, and other parameters of mortgage loans can all vary significantly. To decide the loan that is perfect for you, it is always advisable to speak with a mortgage broker.

    Loans For Honeymoon

    A Honeymoon Loan is a loan with lower monthly payments for the first six to twelve months. The loan becomes a conventional variable loan after the 'honeymoon,' and the repayments climb. Make sure you can afford the higher monthly payments for the rest of the loan. You may also be charged a fee to move to a different loan type at the end of the honeymoon period.

    Loans With Standard Variable And Fixed Rate

    Because the variable rate loan has more options and flexibility than the basic or "no frills" loan, the rate is usually higher. Fixed-rate loans have a fixed interest rate for a given period of time, usually one to five years. The benefit of being able to organise your finances and repayments without the fear of rising interest rates is counterbalanced by the drawback of missing out on rate reductions.

    A Credit Line

    Borrowers with a line of credit loan can set a credit or facility limit, then draw from it and pay off the loan without restriction. Equity loans are similar to bank overdrafts in terms of perks and characteristics.

    Mortgage Reversal

    By borrowing against and securing the property in question, a reverse mortgage allows the borrower to leverage equity in their home. Money can be borrowed for any reason, including day-to-day expenses.

    Loans For Bridging

    A bridging loan may be required to bridge the financial gap between the purchase of a new home and the sale of an existing one. Because you are utilising the equity in your existing property, this financing is usually secured against it. Bridging loans are typically short-term and more expensive than other loan types.

    Equipment And Vehicle Finance

    When cash flow and maximum claimable tax benefits are a business objective, regardless of the investment size, vehicle and equipment finance options may be a viable option.

    Financial Products

    A variety of commercial loan products are offered to meet and address a variety of business difficulties that businesses confront on a daily basis.

    Lending Of Assets

    At competitive rates, asset-based lending choices include automobile and IT equipment financing.

    Loans For Business

    Taking your business to the next level can be a difficult task, and it frequently necessitates a review of your financial choices. iFinance is here to assist you understand your loan alternatives, whether you're developing organically or through acquisition.

    Business Loans

    Smaller firms often do not have direct access to the loan and equity markets for funding reasons due to high upfront fees and regulatory restrictions. As a result, they must rely on financial institutions to fund their operations. Commercial loans are long-term loans that are utilised to fund a company's immediate working capital requirements. These might be enormous or small in scale, and they are usually temporary.

    Loans For Investment

    Investment loans are designed in such a way that you may maximise the value of your assets! An investing strategy is one that aims to increase your wealth and give you financial security. Although the future may appear distant to some, the time to act is now since the future does not wait for anybody. The housing market follows a seven- to ten-year cycle, with highs, lows, and steady periods.

    Smsf Lending An Smsf

    is identical to other super funds, with the exception that it is self-managed. This gives you more control, but it also means more work and responsibility.

    Mortgage Domayne Broker Melbourne

    mortgage domayne brokers melbourne

    03 9333 8380

    About Mortgage Domayne Brokers Melbourne

    Great Loans Are Only The Start.

    There are numerous reasons why we believe you will enjoy Mortgage Domayne. There are the low prices, personalised service, and going above and above. And the fact that we're completely committed to finding you the finest financing possible.

    First, there are the people.

    In all we do, we prioritise our customers. It's all about you.

    It's simple

    We'll handle everything so you can concentrate on what really matters.

    Brokers with a lot of experience.

    Our brokers will answer all of your queries with years of experience. Simple.

    It's a team effort.

    We're here for you from the very first conversation through the end of the loan.

    Rates are excellent.

    Our brokers will find you an excellent deal because they have access to a wide range of loans and lenders.

    Solutions that are unique

    We'll meet and talk about your requirements. Your loan will be customised to your needs.

    Our Services

    Loans With A Surety

    Simply put, a guarantor loan is one in which a parent or close relative pledges their home as collateral.

    Loans For Freelancers

    Because you're self-employed or a business owner, don't miss out on competitive rates and excellent lending products. We'll make certain you obtain the most appropriate financing.

    Low-Doc Loans Are A Type Of Loan That Requires Less Documentation.

    Have no PAYG slips, financial statements, or tax returns? Then a low-doc loan with a flexible repayment schedule may be right for you.

    Mortgages With A Second Term

    A second mortgage is a loan secured by an already mortgaged property. It enables you to use the equity in your property to obtain more funds.

    Loans For Doctors

    Do you work as a doctor or a medical professional? Then you might be able to get a house loan for up to 90% of the property value.

    Loans To Pay Off Debt

    An equity release loan, sometimes known as a reverse mortgage, is a type of loan that allows people to access their home's equity in retirement.

    Loans With A Fixed Rate

    A fixed rate loan lets you lock in a terrific rate for a specific period of time, which is becoming increasingly popular due to historically low interest rates.

    State Financial Services - Mortgage Broker Melbourne

    state financial services melbourne

    1300 395 824

    About State Financial Services - Melbourne

    To be the industry's most trusted partner in helping our customers achieve their financial goals. To be the industry leader in offering socially responsible and morally sound financial services while maintaining the highest degree of customer service and agility.

    Our Principles

    • Gratitude.
    • Integrity and trustworthiness.
    • Socially and ethically conscious.
    • Innovative and Agile Thinking
    • Focused on Customers and Industry

    Our Knowledge.

    We have access to loans from a number of Australia's best lenders, one of which could be the right fit for you, whether it's for your first house, refinancing your present property, or investing. Finding one that meets your requirements and goals is difficult, but State Financial Services Brokers can assist you. We'll investigate a variety of ideas to help you find the right answer.

    We are a mortgage brokerage firm.

    It is our responsibility to find the best financing for you. We achieve this by assisting you in navigating the market's options and developments, as well as negotiating on your behalf. We commit to handle the entire process for you once we've located the best loan for you.

    We'll be there from beginning to end.

    We're not simply here to assist you locate the perfect loan for you. We're here to help you through the process. Once we've located a loan, we'll assist with the paperwork and oversee the application process until it's approved. You can contact us at any time during your financial journey by phone or email. You can book an obligation-free consultation with us at any time that suits you, whether you're about to buy, want to increase your investment portfolio, renovate, or simply review.

    You have priority.

    We'll ask about your financial situation and aspirations when we meet so we can figure out what's most essential to you in a house loan. You might need flexibility because you're preparing to start a family, or you might need quick equity access for a rental property or improvements. There are several options available, and we'll make a recommendation based on your requirements. You can trust State Financial Services because YOU, not the lender, are our top priority.

    Our Services

    One of the most important decisions you will make in your life is to purchase a home. We're here to assist you by ensuring you have all of the necessary information and options to discover the correct financing for the home you want to buy. There are a plethora of house loan options available, with new ones being introduced on a regular basis, not to mention special discounts and other 'deals.' A State Financial Services broker will not only assist you in finding the right loan for your circumstances, but will also help you fill out the paperwork and submit the application on your behalf. More than half of Australian borrowers now utilise a broker to acquire a home loan as a result of this. You might want to visit our Different Loan Types page before you utilise a broker to have a better idea of your alternatives. You might also use our online calculators to figure out how much you can borrow and how much you'll have to pay back.

    Melbourne Blutin Finance Broker

    melbourne blutin finance broker

    1300 188 808

    About Melbourne Blutin Finance Broker

    We are a small, independent mortgage brokerage dedicated to assisting you in finding the best house loan, investment property loan, commercial property loan, or business loan for you. We have all of the expertise necessary to make your trip as seamless and comfortable as possible as seasoned professionals. We take the time to learn about your financing requirements, work with you to understand your alternatives, and find the most cost-effective loan options for you.

    Our Service

    First-Time Homeowners

    It might be scary to enter the real estate market for the first time. It doesn't have to be that way, and having a companion who can hold your hand during the procedure will make the experience much less stressful and even exhilarating. Blutin Finance can walk you through the entire process, including any government assistance available to first-time home purchasers.

    What Is The Lvr (Loan To Value Ratio)?

    The LVR is the proportion of a property's purchase price that a lender will allow you to borrow – and consequently the amount of deposit you'll require. We can assist you in determining your LVR and the total deposit required to receive a loan for your investment property.

    Loans To Businesses

    If you want to utilise the money for commercial reasons, you can apply for a business loan. You might wish to establish a new business and require financing to get started. You may already have a business but require additional funds or wish to purchase equipment.

    VDA Finance and Capital Mortgage Broker Melbourne

    vda finance and capital mortgage broker

    1300 832 346

    About VDA Finance and Capital Mortgage Broker

    15 years of experience assisting members of the community in achieving their financial objectives. With a combined 15 years of experience, you can rest assured that when you interact with us, you are dealing with mortgage industry specialists. Each member of the team has experience in the residential and commercial mortgage industries, allowing us to give the best possible service to our clients during the home buying process. Our mortgage experts are not only experts in their business, but they are also passionate about helping our clients achieve their goals. Our top concern is your success, which we pledge to achieve through a simple, quick financing process.

    Free And Without Obligation Consultations

    Did you know that at VDA finance and capital, a consultation regarding your specific financial situation is typically free? Instead, we get reimbursed by the bank or lender when we introduce you to them. If you're searching for a commercial loan, we do charge a consultation fee. Because commercial or company loans are typically sophisticated, it takes a little longer for us to locate the best lending solution for you.

    Rates That Benefit You.

    Because of our exceptional high-volume relationships with our lenders, our team may be able to offer you the greatest interest rates. In addition, we are in the best position to find a loan package that fits your payback schedule and your financial circumstances. We go above and above to get you the greatest deal possible by requesting additional discounts wherever possible. VDA specialises in locating interest rates that are beneficial to you.

    Processes For Achieving Your Financial Objectives.

    Our mortgage brokers and business loan professionals examine your position and recommend the financing solution that best meets your needs. When it comes to commercial loan applications and asset financing services, we take the same customer-first approach. We understand that you need an expert to help you navigate a complicated mortgage and finance process, and we will do everything we can to help you make the best selections possible.

    More Lenders Means More Options For Making Sound Financial Decisions.

    Each customer and their scenario are unique to VDA Finance and Capital. As a result, we've mastered the art and science of providing customised loan comparisons and bespoke lending options across our diverse panel of lenders.

    Our Services


    We've got you covered whether you're purchasing your first home, a rental property, or seeking to refinance your mortgage. Our mortgage brokers are experts in all types of home loans and can assist you in obtaining the best rates from our network of over 40 lenders.

    Loans To Businesses

    We specialise in commercial loans, such as business loans to buy or refinance commercial real estate, residential or commercial property projects, land subdivision, and land banking. For low doc, completely asset-based, land subdivision, and SMSF loans, we have access to all major banks, as well as private funds.

    Finance For Businesses And Equipment

    Expand your business with the correct lender's financing for access to equipment, vehicles, and technology, depending on your company's position. Our in-house consultants will walk you through the process of Asset Financing, whether it's setting up a novated lease or a simple hire buy.

    Accession Finance Mortgage Broker Melbourne

    accession finance mortgage brokers melbourne

    03 9397 2824

    About Accession Finance Mortgage Brokers Melbourne

    Our brokers are committed to providing a professional, independent service that treats each customer with the utmost respect. Our passion is providing information and assistance to our clients to assist them in achieving their objectives.

    Our Services

    Accession Finance will assess your financing requirements and compare different lenders to discover a solution with the best features, alternatives, and pricing. When it comes to finance, there is no such thing as a "one size fits all" solution, according to our experience. We've worked with clients that are self-employed, have a small deposit, are first-time home buyers, and are building a new house, and we've looked into the best options for each of them. In most situations, we are compensated by the bank through a commision; we do not charge our clients any additional fees to locate and arrange personal financing.

    Resolve Finance Mortgage Broker Melbourne

    resolve finance mortgage brokers melbourne

    1300 883 292

    About Resolve Finance Mortgage Brokers Melbourne

    Because that's what we do, we're called Resolve. We're here to help home buyers, builders, renovators, and investors overcome obstacles on their way to whatever comes next.

    What Are Our Identities?

    We're here to help you find answers, provide options, make better decisions, and ensure that you and your family may live your best life. We're not only here to help you get a mortgage. Our team can assist you with saving, personal finance, and real estate.

    Our Mortgage Consultants

    We only hire the top brokers in the industry at Resolve. All members of the team are MFAA-approved and hold a Financial Services Diploma. We also give regular training and support to keep them informed about the latest goods and rules. Meet the brokers who can help you find the best home loan.

    Coaches In Finance

    We have a staff of Finance Coaches at Resolve Finance who can assist make house ownership a reality for those who never thought it was possible. You will have a dedicated finance coach as a My Home Plan customer who will work with you to establish a tailored budget in order to save for a deposit.


    Resolve Finance's executive team includes some of the industry's brightest thinkers in financial services. Our executive team collaborates closely with the Resolve Finance team and the ABN Group to keep our company at the forefront of the market in terms of product, service, and knowledge.

    Empower Wealth - Mortgage Broker Melbourne

    empower wealth mortgage brokers melbourne

    1300 123 842

    About Empower Wealth - Mortgage Brokers Melbourne

    To assist you in making money and wealth-creation decisions that will allow you to live a more satisfied life. We are not implying that simply because we can assist you in increasing your riches, your life would be instantly satisfied; that would be way too presumptuous of us. Instead, we welcome anyone who wish to make a good difference in their financial situation and want to develop financial security in retirement to contact us.

    • Clients
    • Team
    • Innovation
    • People
    • Guidance
    • Growth
    • Specialist
    • Passionate
    • Determined
    • Committed

    Our people are another one of Empower Wealth's key values. We believe in fostering an environment that allows our employees to grow into the top specialists in their fields. This is why we put all of our team members through a rigors hiring process to ensure that we hire people who are passionate about wealth building education, driven to deliver sound advise, and dedicated to our clients.

    Our Services

    Investors' Mortgage Broking

    The success of your investment property portfolio is dependent on loan strategy and structure. To make sure you're on the correct track, talk to one of our brokers. When it comes to property investing, statistics matter, and if you want to establish a property portfolio, be sure your finances are in order to support your goals. To properly plan your financing, you'll need to think ahead two or three homes. The financing procedure and dealing with banks may be stressful and difficult, whether you are purchasing your first investment property or have a few under your belt. Our brokers are here to make this procedure as simple and straightforward as possible, so you can concentrate on more important matters.

    Our brokers have years of experience in the field, and Empower Wealth is linked with all of the major banks and lending institutions, ensuring that you obtain the best loan rate and structure for your needs and goals. If you're only looking for a restructure, our brokers will assess your existing loans as part of your broader financial picture and recommend methods and solutions to guarantee you have the greatest loan options and structures for your needs.

    Lend A Loan Melbourne Mortgage

    lend a loan melbourne mortgage

    1300 861 336

    About Lend A Loan Melbourne Mortgage

    Lend A Loan | Mortgage Broker Melbourne is a young Melbourne-based mortgage and finance firm with cutting-edge technologies that assists each of our talented mortgage brokers in finding the best solution for our clients. Our Melbourne mortgage brokers can help their clients with any type of loan, including home loans, business loans, commercial loans, car loans, refinancing, and debt consolidation. Every member of our mortgage broking staff is driven, knowledgeable, and adds something special to our financial firm.

    Every day at our Melbourne office, our enthusiastic and devoted finance and mortgage brokers come together with a few similar goals and values: giving the best financial solutions to our valued customers while placing their best interests first. Lend A Loan Finance and Mortgage Brokers have access to over 45 residential and commercial banks and lenders, allowing them to help you choose the best loan solution for your specific financial needs.

    Our Melbourne Mortgage Broker staff can meet with you at your home, at your place of business, or at one of our Melbourne locations. To begin your adventure of choosing the correct loan and comparing thousands of loan packages with our skilled Melbourne mortgage brokers in just one session.

    Our Services

    The Mortgage Advantage Of Lending A Loan

    You are making a huge financial decision whether you are refinancing your existing property or acquiring a new house. Home purchasers frequently visit their local bank branch and take the first home loan choice offered by the loan manager. At Lend a Loan – Mortgage Broker Melbourne, we offer unbiased mortgage advice and mortgage broking services, allowing you to consider all of your alternatives and select a loan programme that best meets your needs. Our knowledgeable mortgage and finance experts will listen to your needs and assist you in selecting the best lender and programme for you.

    In Melbourne, We Find You The Best Mortgage Interest Rates

    Our capacity to deliver options and answers to our valued clients is the cornerstone to a successful mortgage brokerage. Our knowledgeable mortgage brokers have access to over 45 lenders across Australia, each with its own set of special promotions, products, deals, and interest rates. Our skilled mortgage brokers know how to discover the lowest interest rates for clients in all situations, from local credit unions to major banks. Our mortgage agents also negotiate a better deal for our clients. We work relentlessly to ensure that you, our valued customer, receive the best mortgage rates in Australia, regardless of where you live, what your job position is, or the value of your home!

    Mortgage Advice Of The Highest Quality For All Clients

    We are here to help you save more money with the best mortgage services in Melbourne, whether you are a first home buyer, purchasing your first home, in the market to purchase your second home, or an experienced property investor. Our team has helped hundreds of clients just like you get the best rate on their home loans in a timely manner thanks to years of experience in residential mortgages.

    First Time Homebuyer Loans Are A Specialty Of The Lend A Loan Team.

    • Melbourne home refinancing
    • Melbourne Residential Mortgage Services
    • Commercial Real Estate Loans
    • Upgrades and Renovations Mortgages
    • Mortgages for construction loans
    • Loans for businesses
    • Franchise financing
    • Finance for assets and equipment
    • Finance for invoices
    • Loans for cars and more

    Melbourne Mobile Mortgage Broker Flexible Appointment

    Finding time to visit a mortgage and finance brokerage can be challenging for some people, especially when they are juggling their daily duties. That is why, at Lend a Loan, we are dedicated to giving our valued clients with the best possible experience by delivering mobile mortgage services throughout Melbourne and the surrounding regions. Mortgage brokers also offer after-hours mortgage consultations at Lend a Loan. We recognise that everyone has the right to competent mortgage advice, and we make every effort to accommodate all of our clients.

    Our Brokers' Commitment To Client Success

    What distinguishes Lend a Loan - Mortgage Brokers from other mortgage brokers is our genuine concern for each and every client. We understand the significant impact that a lower mortgage interest rate can have on your life and finances in the long run, which is why we work tirelessly to get you the lowest mortgage interest rate in Australia. Our mortgage brokers' commitment to providing high-quality financial services, competent mortgage advice, and continuously giving better rates than the competition has earned us a reputation as Melbourne's premier mortgage brokerage.

    Melbourne Sprint Finance 

    melbourne sprint finance

    1300 547 478

    About Melbourne Sprint Finance

    Organize your mortgage payments. From beginning to end, purchasing a home is likely to be one of the most significant purchases you will make in your life. The procedure might be intimidating and perplexing. Especially if this is your first house. As a result, you shouldn't trust it to just any Mortgage Broker or Lending Specialist.

    Sprint Finance is an Australian-owned and operated mortgage brokerage firm. While we work with some of the country's largest lenders, finding the proper loans and lenders for you is our first priority. We're committed to helping you find a mortgage that allows you to adapt to anything life throws at you. Purchasing a home should be a thrilling experience for you. You've put in a lot of effort to get to this point. Now is the moment to purchase your dream home. Our committed team will make obtaining a home loan as simple as possible. We'll be there to help you every step of the way. Our Finance Specialists are accessible seven days a week to answer your mortgage and loan questions.

    Our Services

    Real Estate Investment Has A Lot Of Possibilities.

    For regular Australians, property investment has proven to be a viable wealth-building method. You're investing in your future when you start building your property portfolio. Buying, leasing, or selling investment properties is a step towards creating a passive income. You can set yourself up for a comfortable retirement by taking a deliberate and strategic approach to property investment. When your children are ready to invest in the property market, investment homes can be a terrific source of financial help. What are my alternatives? There are two ways to invest in real estate, to put it simply. The first situation is when you already own a home. You can consider using the equity in your current property as a deposit. The second instance is when you use a cash deposit since you don't have an existing property.

    Current Homeowners

    Current house purchasers have the benefit of prior experience. You won't be able to take advantage of government initiatives or tax breaks to aid pay your deposit this time. You do, however, have an existing asset that can be utilised to reduce the cost of your prospective property acquisition. You may be able to use the equity in your current home to purchase your next one in some instances. Your purchasing power is influenced by how you use your current property. Are you renting or living in your current residence? When you're wanting to extend your property portfolio, a Mortgage Broker will ask you questions like these. One of the most successful strategies to save money for your future deposit is to use the equity in your current house. This method has been used by thousands of Australians. Consult a mortgage advisor to learn more about your currency property's options. You might be amazed at how much equity you have available to make that next cash deposit.

    Purchasers Of New Homes

    Many first-time home purchasers may find the effort of saving for a cash deposit overwhelming. Years of hard labour and saving may be required. Thankfully, the Australian government has created a number of incentives to help promote the local property market. Thousands of Australians have benefited from government incentives such as the First Home Buyers Scheme. There may also be tax breaks available. The terms of these exclusions and incentives are subject to change. As a result, it's always a good idea to check with a finance expert, such as a Mortgage Broker, to see what's currently available. Ask yourself why you're buying an investment property in the first place before approaching a Mortgage Broker. What will you do with this money in the future? Will you rent it out or are you planning to sell it as soon as you find an opportunity to profit? It's possible that you want to increase your equity. Have a specific aim in mind when purchasing your first investment property. The way you plan to use this property in the future can impact your ability to buy now.

    Market Street Finance Mortgage Broker

    market street finance mortgage broker

    1300 612 006

    About Market Street Finance Mortgage Broker

    With all of our clients, we work closely and thoroughly. For organisations, this means taking the time to truly comprehend their operations from a financial and planning standpoint. This allows us to better understand current pain spots and identify areas where we can assist with growth. Individually, we consider not just present finance needs but also long-term objectives. This guarantees that any money we put in place now and in the future is suitable. We conduct an annual evaluation of all loan facilities for firms and people to ensure that they are still competitive and acceptable. We're a small team of committed experts situated in South Melbourne that are committed to assisting our clients. We look for the smartest and most efficient solution possible, whether it's for complex corporate lending transactions, property development financing, or enabling first-time home purchasers to reduce fees and taxes.

    Our Services

    Finance For Business

    We can help with commercial property lending in a variety of asset sectors, including commercial, industrial, retail, and specialised securities like hotels and gas stations. Our services include:

    • Loan amounts of up to 80% LVR
    • Investors and owner-occupiers benefit from our services.
    • Low-doc and lease-doc alternatives are available.
    • Lenders include banks, non-banks, and private organisations, among others.

    ​We collaborate with a number of valuers, solicitors, and commercial buyers' advocates to ensure that our clients get the best counsel possible when buying or refinancing commercial real estate.

    Finance For Business

    We help firms raise money for acquisitions, expansions, and debt consolidation. We provide a comprehensive service and take the time to learn about the specific needs of each company we work with. Our services include:

    • Short-term and long-term accommodations are available.
    • Facilities, both secured and unsecured
    • Finance for cash flow and invoices
    • Options with bad credit
    • Lenders include banks, non-banks, and private organisations, among others.
    • We may settle company loans in as little as 24 hours after they are submitted.

    Trusted Mortgage Broker Melbourne

    trusted mortgage broker

    0425 792 903

    About Trusted Mortgage Broker

    "The customer has acquired a loan that is appropriate (in terms of amount and structure), is affordable, was applied for in a compliant manner, and matches the customer's set of objectives at the time of seeking the loan," says the customer.

    Customers Come First: "In all of my transactions with you, I prioritise your needs. As a result, I will make certain that I recommend a loan that is acceptable (in terms of size and structure), affordable, applied for in a compliant manner, and satisfies your set of goals at the time of loan application." We are committed business owners who take pride in providing long-term service to our clients.

    • Our primary focus is on our customers, and we take pleasure in our basic beliefs.
    • We recognise and appreciate our customers.
    • We are upbeat and optimistic.
    • We focus on our clients and take the time to get to know them.
    • We give great, personalised service.
    • Professionalism, honesty, and integrity guide our actions.

    We pledge to provide a service built on trust and genuine concern for our clients, aiding them with all of their financial needs by using our financial and insurance capabilities. We don't just disappear once your debt is paid off! We're still here to answer your questions and keep you informed about what's going on in the real estate and home loan markets.

    Our Services

    Home Loan For First-Time Home Buyers

    Do you want to buy your first house but aren't sure which home loan will best suit your needs?

    Home Loan With Guarantor

    A Guarantor Loan is similar to a regular house loan, except that the lender has agreed to accept a guarantee that the loan will be repaid.

    Home Loan With A 5% Deposit

    A few lenders still offer home loans for 95% of the purchase price, also known as a 95% Loan to Value Ratio (LVR) home loan.

    Home Loan With A 10% Deposit

    The most typical sort of home loan for first-time home buyers is a 10% deposit, which means the bank will lend you the money.

    Home Loans With No Down Payment

    Come to our info sessions and get pampered with loads of help to help you borrow 100% of the purchase price plus associated charges.

    Loans For Investing

    It's almost as crucial to discover the correct investment house loan as it is to find the ideal property. Access to a reputable mortgage broker

    Home Loan With A Fixed Rate

    Low fixed interest rates have encouraged young Australian first-home buyers and seasoned investors to purchase property.

    Take Cash Out Of Your Mortgage

    Make the most of your home equity! Take money out of your house and put it to good use.

    Almost Everything Is Possible.

    • Home loan for someone with a credit history of defaults
    • Customers with bad credit have been turned down by many banks and lenders.

    Home Loan Refinance

    Switching lenders is simple and might result in you saving thousands of dollars over the life of your loan.

    Home Loan With Low Doc

    You may not have all of the necessary papers if you are self-employed the most recent tax return, which is often.

    Home Loan For Debt Consolidation

    A healthy degree of debt is regarded as beneficial in Australia. When properly managed, it can assist you in achieving your financial and personal objectives.

    Home Loan For Non-Residents

    The requirements for a non-resident loan are complex. The banks' conditions for this form of loan have been strengthened and altered.

    Home Loan For Self-Employed

    When you're self-employed, the documentation needed to substantiate your income for a typical loan can be substantial.

    Bonds Of Deposit

    A deposit bond can be used to replace the cash deposit necessary when acquiring a home property.

    Melbourne Auslend Financial Services

    melbourne auslend financial services

    03 9111 5712

    About Melbourne Auslend Financial Services

    AusLend Mortgage Advisers are industry-qualified and accredited finance specialists who can offer you peace of mind, continuing support, and long-term solutions. 

    Our Vision And Mission

    AusLend's objective is to provide Australians with the knowledge they need to get the most out of their largest financial investment by properly organising their finances to help people pay off their debts sooner rather than later and achieve their financial goals.

    Why go with AusLend?

    We know how to successfully guide you through the home loan process and prevent potential stumbling blocks that could cost you hundreds of dollars in bank fees and/or charges. After all, we don't work for the bank, but for you.

    Experts With Qualifications

    When it comes to making critical financial decisions, you need sound, up-to-date counsel you can trust. As a result, we only hire experienced mortgage counsellors who can provide you with that knowledge and peace of mind.

    There Are No Surprises

    One of the reasons our clients appreciate us is our transparency. Our brokers are always available to provide all information and answers to your questions, in addition to our online calculators.

    Rating For Success Stories

    Our competence and dedication are demonstrated by the large number of successful tales. That is why the majority of our satisfied customers rave about us and refer their family and friends.

    What Do We Have?

    We know how to successfully guide you through the home loan process and prevent potential stumbling blocks that could cost you hundreds of dollars in bank fees and/or charges. After all, we don't work for the bank, but for you.

    Experts With Qualifications

    When it comes to making critical financial decisions, you need sound, up-to-date counsel you can trust. As a result, we only hire experienced mortgage counsellors who can provide you with that knowledge and peace of mind.

    There Are No Surprises!

    One of the reasons our clients appreciate us is our transparency. Our brokers are always available to provide all information and answers to your questions, in addition to our online calculators.

    Rating For Success Stories

    Our competence and dedication are demonstrated by the large number of successful tales. That is why the majority of our satisfied customers rave about us and refer their family and friends.

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