Does Jewellery Keep Its Value?

Have you ever wondered if the heirloom jewellery in your family might actually be a hidden treasure trove? As jewellers, we get asked all the time if jewellery increases in value and how to identify high-quality pieces that will rise in price. Read on to find out if you have an amazing piece of jewellery gathering dust in your attic that you can turn into serious cash, and what qualities to look for when purchasing investment quality jewellery.

You should probably sort through your jewellery. You should learn about the craftsmanship and longevity of fine jewellery like wedding and engagement rings before making a significant financial investment in it. Elevate your proposal with a breathtaking oval cut engagement ring from Temple & Grace, the ultimate symbol of love and commitment.

The materials used to make a piece of jewellery are a major factor in how well it will maintain its value. But in general, jewellery doesn't lose its worth. Since diamonds are in such high demand, your jewellery will retain its value and allow you to make a profit if you ever decide to sell it.

Does Jewellery Appreciate In Value?

The problem is that there is no simple solution to this conundrum. Depending on the piece of jewellery, you could be looking at a huge windfall or getting back nothing at all.

Everyone knows that diamonds and other expensive jewellery are a sign of social standing. Indeed, its great worth is widely recognised around the world thanks to deft advertising.

Diamonds were extremely valuable and hard to come by in the late 1800s. But, after the discovery of diamond mines in South Africa, the De Beers corporation established strict control over the distribution of diamonds. In order to keep diamond prices high, De Beers restricted the annual supply of fresh diamonds to the market to a small amount.

You may have been led to believe that your diamond jewellery is one of a kind, but in reality, there are countless other pieces of jewellery that are very identical to the ones you own. The only jewellery that will bring you a profit is unique, rare, and exquisitely made.

Jewellery Resale Value

Anybody who has tried to resell jewellery before knows the shock of seeing lowball offers. Large markups can be found on most jewellery offered to you by both independent jewellers and major retailers.

Markups on jewellery are used by jewellers to pay overhead costs like rent and employee salaries as well as to make a profit. These markups can typically go anywhere from 100% to 300%. Depending on the jewelry's brand, quality, and market demand, you may be lucky to get half of your money back.

Your jewellery sales could result in:

1. Based on objective criteria such as the weight of the metals and stones used to craft the piece.

2. Jewelry with a well-known brand name, such as an exquisite Tiffany ring, might command a price premium over its intrinsic value.

Mariah Carey, for all her star power and fame, is not immune to the high prices charged by jewellery stores. After receiving a stunning 35-carat emerald cut diamond engagement ring from ex-boyfriend James Packer, the singer sold it in 2018 for for $2 million, despite the jewelry's estimated $10 million in value.

What Kind Of Jewellery Is Valuable?

Palladium Jewellery

The precious metal palladium occurs in nature. The platinum group metals include this naturally white element.

Despite being discovered in 1803, not many people realise that palladium (Pd) is one of the rarest metals, even rarer than platinum and gold. As platinum and most other key metals (for war applications) were used, palladium was first used in jewellery during World War II.

Although palladium jewellery has been available since then, it is crucial to remember that, due to the rarity of the metal, it will never achieve the same level of popularity as gold, sterling silver, or platinum.

Palladium jewellery, on the other hand, is a wonderful investment since it rises in value over time and is well worth the initial expenditure.

Jewelry made from palladium is purified to 95%, the highest quality in the industry. The rest were formulated using ruthenium and other hypoallergenic metals for practicality and durability.

As palladium is non-reactive, jewellery made from it is safe for those who suffer from metal allergies. It is durable, and while it is not as heavy or dense as platinum, it is lighter, and its dazzling white sheen will not fade quickly. Because it is 12% tougher than platinum, your palladium ring will not only endure longer but also resist scratches.

Palladium is currently one of the most valuable metals available.

In addition to its high aesthetic value as a precious metal used to craft the finest jewellery, palladium's rising price can be attributed to its useful environmental properties. The metal converts the harmful byproducts of vehicle exhaust systems into carbon dioxide and water vapour, which are much less harmful to the atmosphere.

Platinum Jewellery

If you're looking for a metal that won't lose its value, whether in jewellery or otherwise, your best bet is platinum. The precious metal platinum is up to 15 times more rare than gold yet has many more applications due to its high value and adaptability.

It's dense, yet it's easy to work with. The best thing is that platinum's resilience persists despite being subjected to various forms of abuse, standing up to forces of wear and tear and scratching. It has a high value because of all the platinum properties, and you won't have to worry about the value of platinum dropping suddenly.

Keep in mind that the lowest acceptable degree of platinum purity is 85%, while the highest acceptable level is 90%, and that this affects the value of platinum jewellery.

Platinum jewellery retains its worth for a number of reasons, including the metal's rarity, its high strength, its resistance to thermal expansion, its lack of tarnish, and the fact that it is a good option for people with allergies and skin sensitivities. It ages gracefully and acquires a lovely patina.

Diamond Jewellery

But diamonds' value may not rise indefinitely, jewellery made with them usually does. Jewelry set with diamonds can sometimes increase in value.

The metal's market value will often be steady due to the limited availability of diamonds.

Keep in mind that where and how you purchased the diamond will determine whether or not the value of the diamond jewellery you purchase will decrease.

If you're on the hunt for a pricey diamond, you should also steer clear of lab-grown alternatives.

Gold Jewellery

Gold is not only one of the most valuable jewellery materials but also one of the most gorgeous types of jewellery available today.

The price of gold has always been high. Gold retains its worth over time in proportion to its purity; the return on investment, however, varies widely depending on the piece's purity.

How much money you make from buying gold is entirely up to the market and the rules of supply and demand.

The value of gold jewellery is high because of its durability and marketability. Gold's demand is consistent, unlike that of other precious metals or stones. Its worth has risen steadily throughout the years.

Gold's price, for instance, has increased by around 176% since 1975. If you're buying for gold, be sure the carat number is higher than 18. Your timing is everything when it comes to making a profit from a resale. If you want to get the finest deal possible, you should shop around and see what the current market rates are.

Silver Jewellery

Silver jewellery, such as sterling silver jewellery, is lovely and valuable; the price of silver jewellery varies with the proportion of pure silver it contains.

Because it has the highest attainable purity for silver (92.5%), sterling silver maintains its value over time. The price of sterling silver jewellery is established by the market.

Vintage Jewelry

Periods in which jewellery is created are not only unique but also highly prized. The most sought-after pieces of vintage jewellery have seen price increases of around 80% over the previous several years. Vintage and antique jewellery rarely see large price swings.

Antiques may even increase in value if restored. You should look at all the options and wait to sell until you have a good offer. In particular, Cartier and Tiffany jewellery from the 1920s and '30s continue to command high prices today.

It's not uncommon for the resale value of Cartier jewellery to exceed the retail price tag. Jewelry with a vintage design, especially if it bears the original manufacturer's hallmark, can fetch a high price at auction.

Brand Names With Power

In order for jewellery to be a good investment, it does not need to be covered in priceless gems. Brand names like Channel provide prestige and demand to an item, and their worth only grows with time.

In a same vein, Cartier jewellery is an investment. Cartier jewellery and accessories are assumed to be expensive and desirable because of the excellent quality of the materials used and the prestigious reputation of the brand.

And even if they aren't branded, high-end items made by unknown manufacturers can be just as valuable. As an example, the value of natural pearls is rising faster than that of produced ones. Vintage pieces of jewellery that feature a sizable stone that has been expertly cut, polished, and set in a new design to suit modern tastes can fetch a high price.

Diamond Jewelry

In spite of shifts in the global economy, the demand for diamonds has remained constant over the millennia. These glittering pieces are extremely valuable whether they are loose or in a jewellery setting.

The worth of a diamond necklace or bracelet is directly proportional to its quality and size. Large, high-quality diamonds are more desirable because of their rarity, rarity of faults, and size.

Moreover, rare and attractive pink stones, as well as other high end coloured diamonds, tend to gain in value over time due to their scarcity. Because of their rarity, diamonds with uncommon colours typically fetch a high price on the market.

Jewellery That Not Holds Its Value For Long

Alloy Jewellery

This alloy is basically an impure metal, despite the fact that jewellers frequently add other metals to the core metal to improve durability or strength. Despite their adaptability, the alloys depreciate quickly.

Tarnish is a common problem with alloys, and failure to maintain jewellery properly can reduce its value.

Stainless Steel Jewellery

Stainless steel is both a widely utilised and inexpensive metal for jewellery production nowadays. Because it is hypoallergenic, particularly if one chooses surgical-grade jewellery, it has seen a recent surge in popularity in the jewellery industry.

In spite of the fact that stainless steel is a highly desirable commodity due to its many desirable qualities, selling used stainless steel jewellery will not nett you a large profit, therefore this is not the ideal investment choice if you need to make money off of your jewellery.

Furthermore, stainless steel jewellery is inexpensive, so you shouldn't have high expectations for your purchase.

Leather Jewellery

Leather jewellery has a lot of character and style, but it won't last forever if you plan to wear it frequently; if you want to make an investment in jewellery, you should steer clear of leather.

Tungsten Jewellery

Gorgeous tungsten jewellery may keep its shine and colour for up to 30 years. Tungsten rings are widely used as symbols of love because of their endurance.

As it is up to four times as hard as titanium, it retains its lustre and is resistant to scratches, unlike stainless steel and titanium.

As the jewellery isn't worth much, reselling it might not be the greatest option.

Titanium Jewellery

As titanium is biocompatible and won't tarnish or scratch, and since it also protects against metal allergies, titanium jewellery is often considered among the best available.

Because of its rarity and the high value placed on its durability, titanium jewellery is among the most expensive available. The jewellery is an excellent investment if you want it to remain in the family for generations because it will never tarnish or look old. 

Unfortunately, its resale value is low, and it depreciates with time, so selling it won't return the same amount you put into it.

To Determine The Resale Value Of Jewellery, You Must First Understand The Following Terms.

Market Value

Jewellery is valued commercially at its cost to produce it.

The retail price is the amount paid by stores to manufacturers for the right to sell their items. To turn a profit, the market value price is just little greater than the cost of supplies and labour.

Retail Value

Manufacturers mark up the price of jewellery when selling to merchants, and retailers do the same when selling to the public. The MSRP is the price listed in stores and on websites.

Stores selling jewellery have the same financial needs as any other commercial enterprise. As the selling price must account for things like salaries and advertising, it is naturally higher.

In contrast to the market value, the retail price is highly sensitive to changes in fashion, popularity, and the quality of the brand. The worth of a piece of jewellery is established by the sum required to cover the acquisition of its raw materials and its manufacture.

Appraisal Value

Most individuals don't know there are several kinds of assessments, and that it's crucial to acquire the best one for their needs. An Insurance Appraisal is the most common type of appraisal and is used to determine how much your insurance company will pay to replace jewellery that has been lost or stolen.

Further recompense for the loss of an emotional piece or an heirloom may be part of that, regardless of the jewelry's material composition. Purchasing a few items of jewellery is not inappropriate. If you enjoy wearing them or know someone who might appreciate receiving them as a present, go ahead and make a purchase.

Your jewellery is more valuable to you than its market price would indicate. You will always remember this piece as a reminder of a special period in your life.

Furthermore, as you and your family pass it along through the years, its sentimental worth will only grow. Nonetheless, excellent jewellery can be auctioned for a handsome profit in the event that you lose your job, lose a spouse, or require emergency cash due to a divorce.

How To Increase The Resale Value Of Your Jewelry?

Clean Your Jewelry

To get the most money for your jewellery, you should get it appraised. To preserve the value of your jewellery, you should clean and repair it carefully so as not to compromise the piece itself.

Do Enough Research

There are serial numbers on several items of jewellery. As a result, you should be able to zero in on the precise model and collect sufficient data regarding the maker. Knowing as much as you can about your piece of jewellery is a huge plus.

Decide Where You Want To Sell The Jewelry

A piece of jewelry's value at an auction could be much different than its value at a pawnshop. Make sure you target the right audience and sell your work in a timely manner.

There's no need to worry about your pieces depreciating too much as long as you keep these things in mind when caring for them. It is important to keep in mind, however, the motivation behind your jewellery purchases. Do not do this with the intention of making a profit on its subsequent resale. The stock market is the place to look if you want to make an investment. Jewelry's long-term value stability makes it a welcome find in times of economic hardship, but that doesn't mean you should go out of your way to "invest" in jewellery or use its resale value to justify a spending binge at the local jewellery store. Do what you love, but don't let it derail your good financial judgement.

Conclusion

The craftsmanship and durability of fine jewellery ensure that it retains its value over time, making it a worthwhile investment. One of the most important factors in how long the value of a piece of jewellery will hold is the quality of the materials used to create it. After the discovery of diamond mines in South Africa, the De Beers corporation established monopolistic control over the distribution of diamonds, which had previously been extremely expensive and difficult to obtain. Most jewellery offered to you by both independent jewellers and major retailers has large markups, and the only jewellery that will bring you a profit is unique, rare, and exquisitely made. Depending on the jewelry's name brand, quality, and market demand, the markup could be anywhere from 100% to 300%.

Because of its rarity, high strength, resistance to thermal expansion, lack of tarnish, and suitability for those with allergies and skin sensitivities, platinum jewellery maintains its value. Gold jewellery is also very desirable and beautiful, but its price is set by the market according to the laws of supply and demand. Gold jewellery is costly because it is well-made and in demand, and its value has been going up steadily since 1975. Vintage and antique jewellery, especially pieces made of silver (such as sterling silver jewellery), are highly sought after. Luxury labels like Cartier and Tiffany increase the value of an item because of their reputation and popularity.

Jewellery's resale value can be calculated using the following terms: market value, retail value, appraisal value, and suggested retail price. Retail value is the amount paid by retailers to manufacturers for the right to sell their products, while market value is the cost to produce it. The cost of acquiring the components and making the product is what the appraised value is based on. The list price you see in stores and online is the manufacturer's suggested retail price. Even if you don't intend to sell your jewellery, it's worth keeping for the memories it holds.

Cleaning and repairing jewellery with care, conducting adequate market analysis, selecting an appropriate sales venue, and marketing to the appropriate demographic can all increase their resale value. Don't let the potential profit from selling jewellery excuse a splurge; instead, think about why you want the pieces in the first place.

Content Summary

• As jewellers, we get asked all the time if jewellery increases in value and how to identify high-quality pieces that will rise in price.
• Read on to find out if you have an amazing piece of jewellery gathering dust in your attic that you can turn into serious cash, and what qualities to look for when purchasing investment quality jewellery.
• You should probably sort through your jewellery.
• The materials used to make a piece of jewellery are a major factor in how well it will maintain its value.
• But in general, jewellery doesn't lose its worth.
• Since diamonds are in such high demand, your jewellery will retain its value and allow you to make a profit if you ever decide to sell it.
• Does jewellery appreciate in value?The problem is that there is no simple solution to this conundrum.
• You may have been led to believe that your diamond jewellery is one of a kind, but in reality, there are countless other pieces of jewellery that are very identical to the ones you own.
• The only jewellery that will bring you a profit is unique, rare, and exquisitely made.
• Depending on the jewelry's brand, quality, and market demand, you may be lucky to get half of your money back.
• Jewelry with a well-known brand name, such as an exquisite Tiffany ring, might command a price premium over its intrinsic value.
• Mariah Carey, for all her star power and fame, is not immune to the high prices charged by jewellery stores.
• Palladium jewelleryThe precious metal palladium occurs in nature.
• Jewelry made from palladium is purified to 95%, the highest quality in the industry.
• Platinum jewelleryIf you're looking for a metal that won't lose its value, whether in jewellery or otherwise, your best bet is platinum.
• Jewelry set with diamonds can sometimes increase in value.
• The price of gold has always been high.
• The value of gold jewellery is high because of its durability and marketability.
• If you're buying for gold, be sure the carat number is higher than 18.
• If you want to get the finest deal possible, you should shop around and see what the current market rates are.
• The price of sterling silver jewellery is established by the market.
• You should look at all the options and wait to sell until you have a good offer.
• It's not uncommon for the resale value of Cartier jewellery to exceed the retail price tag.
• The worth of a diamond necklace or bracelet is directly proportional to its quality and size.
• Furthermore, stainless steel jewellery is inexpensive, so you shouldn't have high expectations for your purchase.
• Because of its rarity and the high value placed on its durability, titanium jewellery is among the most expensive available.
• In contrast to the market value, the retail price is highly sensitive to changes in fashion, popularity, and the quality of the brand.
• The worth of a piece of jewellery is established by the sum required to cover the acquisition of its raw materials and its manufacture.
• Purchasing a few items of jewellery is not inappropriate.
• Your jewellery is more valuable to you than its market price would indicate.
• To get the most money for your jewellery, you should get it appraised.
• To preserve the value of your jewellery, you should clean and repair it carefully so as not to compromise the piece itself.
• There are serial numbers on several items of jewellery.
• Knowing as much as you can about your piece of jewellery is a huge plus.
• A piece of jewelry's value at an auction could be much different than its value at a pawnshop.
• Make sure you target the right audience and sell your work in a timely manner.
• It is important to keep in mind, however, the motivation behind your jewellery purchases.
• Do not do this with the intention of making a profit on its subsequent resale.
• The stock market is the place to look if you want to make an investment.
• Do what you love, but don't let it derail your good financial judgement.